Unfortunately there are incidents on the job and workers can be injured or become ill. Workers' compensation helps in protecting not only you, but your employees as well. Workers' compensation can cover you for wages and medical costs found to be related to these incidents. It is necessary that the employee be acting within the scope of employment when injured for workers' compensation to be considered compatible coverage. Each state has its own workers' compensation laws.
For example, an employee could be working for the company when they are injured by lifting heavy equipment or slipping on a wet floor. Both of these injuries could be a potential workers' compensation claim and coverage. Call us now for a quote.